ProCharted vs Financial Cents
ProCharted vs Financial Cents
Financial Cents is a workflow tool for accounting firms. ProCharted adds AI you can ask about your firm, a client portal with e-signatures, and free seasonal staff, for less per user.
Why firms choose ProCharted
- $47 per user a month, everything included.
- Month to month for any team size, with no 12-month agreement.
- Automatic client reminders on the one plan, not only on a higher plan.
- Ask ProCharted: ask questions about your firm's data and set up work in one sentence.
- Free seasonal staff from February 1 to April 30.
Where Financial Cents is stronger today
- A lower-priced plan for one-person firms.
- Gmail integration.
- Text-message reminders for client requests.
We'd rather you know up front. If one of these matters a lot to your firm, tell us on a demo.
Side by side
| ProCharted | Financial Cents | |
|---|---|---|
| Month-to-month option | ✓$59 per user, any team size | ~Teams of 5+, 12-month agreement |
| One plan with every feature | ✓Yes | ✕Plans + add-ons |
| AI included | ✓Ask questions, create work and reports by asking, write emails | ✓Email drafting, file AI |
| Recurring work and automations | ✓Yes | ✓Yes |
| Shared work queues by role | ✓Yes | ✕No |
| Client portal | ✓Yes | ✓Yes |
| E-signatures included | ✓Yes | ✓Yes |
| Client folders and documents | ✓Yes | ✓Yes |
| Automatic client reminders | ✓Email sequences | ~Scale plan |
| Email inside the app | ✓Outlook | ✓Gmail, Outlook |
| Time tracking and invoices | ✓Yes | ✓Yes |
| QuickBooks Online | ✓Yes | ✓Yes |
| Text messages (SMS) to clients | ✕No | ~Reminders only |
| Mobile app | ~Works in the phone browser | ✕No |
| Seasonal staff | ✓Free, Feb 1 – Apr 30 | ✕No |
| Unlimited clients | ✓Yes | ✕No |
Compared on October 26, 2026 using each company's public website (financial-cents.com). Features and plans change; please check each company's website for current details. ✓ yes · ~ partly or on some plans · ✕ no. All trademarks belong to their owners.
Switching is easier than you think
Import your clients from a spreadsheet and our team helps you set up, at no extra cost. Try every feature free for 14 days.